How often does a vacant Florida condo need to be checked?
Many Florida homeowner and condo policies exclude damage from water seepage or leakage that continues for fourteen days or more. If you want a dated record showing that no leak could have run that long unseen, the interval between visits needs to be shorter than fourteen days — every ten days leaves a margin. Two visits a month do not guarantee this: they can fall sixteen days apart.
Read the water-damage section of your policy. Florida forms commonly exclude 'continuous or repeated seepage or leakage of water' over a period of fourteen days or more. The wording varies by carrier, so the policy itself is the authority, but the fourteen-day figure is widespread.
The practical consequence is about evidence. After a leak, the question becomes how long the water was running. A dated, photographed visit inside the fourteen-day window is a record that the home was dry on that date. A gap longer than fourteen days leaves that question open.
Twice a month sounds like enough, but the calendar does not cooperate: a visit on the 1st and the next on the 17th is a sixteen-day gap. That is why we offer an Insurance Interval plan that commits to a visit at least every ten days, and why our scheduler warns us before we book any gap longer than the plan promises.
